Personal Finance

Money. Some love it, others hate it. But we all need it. This section is about my journey toward Financial Independence. I’m not there yet, not even close, but I’m learning every day. There’s nothing more powerful than being in control of your own finances. Follow me and learn from my mistakes. If I can do it, so can you.

Joyce Aernouts Joyce Aernouts

Passive Income Ideas

Passive income is a great way to earn money without having to actively work for it. There are many different forms of passive income, each with their own pros and cons. In this article, we'll explore some of the most popular forms of passive income, including rental income, dividend income, creating digital products, royalties, and affiliate marketing.

Read More
Joyce Aernouts Joyce Aernouts

How to earn money online

How to earn money online: not your typical list, but an honest review on what I think will never work and what did work for me.

Read More
Joyce Aernouts Joyce Aernouts

The different stages of FIRE

A guide through the different stages of FIRE: coast FIRE, lean FIRE, barista FIRE, traditional FIRE, and fat FIRE.

Read More
Joyce Aernouts Joyce Aernouts

Stock market 101

A gentle introduction to stocks, mutual funds, index funds, and ETFs.

Read More
Joyce Aernouts Joyce Aernouts

How to save money

How to save money: 3 steps to start you on the journey to financial independence.

Read More